.hx-journey-sec{padding:4.5rem 0 5.5rem}.journey{position:relative;max-width:980px;margin:0 auto}.journey-track{position:absolute;top:6px;bottom:6px;left:24px;width:0;border-left:2px dashed #cdd9ef}.journey-fill{position:absolute;left:-2px;top:0;width:3px;border-radius:3px;height:calc(var(--p, 0) * 100%);background:linear-gradient(180deg,#2b57b0,#1f4693);box-shadow:0 0 14px #1f469373}.journey-marker{position:absolute;left:0;top:calc(var(--p, 0) * 100%);transform:translate(-50%,-50%);width:22px;height:22px}.jm-dot{position:absolute;inset:0;border-radius:50%;background:#fff;border:3px solid #1f4693;box-shadow:0 0 0 4px #1f469326}.jm-dot:after{content:"";position:absolute;inset:-3px;border-radius:50%;box-shadow:0 0 0 2px #1f469380;animation:jm-pulse 1.8s ease-out infinite}@keyframes jm-pulse{0%{transform:scale(.7);opacity:.8}to{transform:scale(2.1);opacity:0}}.journey-steps{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:2.4rem}.jstep{position:relative;padding-left:64px}.jstep-node{position:absolute;left:24px;top:26px;width:16px;height:16px;transform:translate(-50%,-50%);border-radius:50%;background:#fff;border:2px solid #cdd9ef;transition:all .4s ease;z-index:2}.jstep-card{display:flex;gap:1rem;align-items:flex-start;background:#fff;border:1px solid #e7edf7;border-radius:1.1rem;padding:1.3rem 1.4rem;box-shadow:0 14px 34px -26px #1f469366;transition:transform .45s ease,box-shadow .4s ease,border-color .4s ease}.jstep-ico{flex:none;width:50px;height:50px;border-radius:13px;display:grid;place-items:center;color:#fff;background:linear-gradient(150deg,#5e78b8,#41598f);transition:background .4s ease,transform .4s ease}.jstep-ico svg{width:25px;height:25px}.jstep-title{font-family:Sora,sans-serif;font-weight:700;font-size:1.12rem;color:#16265a}.jstep-desc{color:#54627d;font-size:.93rem;line-height:1.6;margin-top:.35rem}.jstep-flag{display:inline-block;font:700 .66rem Sora,sans-serif;letter-spacing:.08em;text-transform:uppercase;color:#b07a12;background:#fdf3dc;border:1px solid #f1dca5;padding:.18rem .5rem;border-radius:6px;margin-bottom:.5rem}.journey-anim .jstep{opacity:.32;transform:translateY(22px);transition:opacity .55s ease,transform .55s ease}.journey-anim .jstep.active{opacity:1;transform:none}.jstep.active .jstep-node{border-color:#1f4693;background:#1f4693;box-shadow:0 0 0 5px #1f469329}.jstep.active .jstep-ico{background:linear-gradient(150deg,#2b57b0,#1f4693);transform:scale(1.04)}.jstep.active .jstep-card{border-color:#cfddf5;box-shadow:0 22px 44px -28px #1f46938c}.jstep-final .jstep-card{background:linear-gradient(155deg,#1f4693,#16306e);border-color:transparent;box-shadow:0 26px 56px -28px #16265ab3}.jstep-final .jstep-title{color:#fff}.jstep-final .jstep-desc{color:#c9d6f1}.jstep-final .jstep-ico{background:linear-gradient(150deg,#e8c878,#d6b36a);color:#3a2a07}.jstep-final.active .jstep-ico{transform:scale(1.06)}.jstep-final .jstep-node{width:20px;height:20px}.jstep-final.active .jstep-node{background:#d6b36a;border-color:#d6b36a;box-shadow:0 0 0 6px #d6b36a38}@media (min-width: 880px){.journey-track{left:50%;transform:translate(-50%)}.journey-marker{left:50%}.journey-steps{gap:3rem}.jstep{width:50%;padding-left:0}.jstep[data-side=left]{margin-right:auto;padding-right:44px}.jstep[data-side=right]{margin-left:auto;padding-left:44px}.jstep[data-side=left] .jstep-node{left:auto;right:-8px}.jstep[data-side=right] .jstep-node{left:-8px}.jstep[data-side=left] .jstep-card{flex-direction:row-reverse;text-align:right}.jstep[data-side=left] .jstep-flag{margin-left:auto}.journey-anim .jstep[data-side=left]{transform:translate(-22px)}.journey-anim .jstep[data-side=right]{transform:translate(22px)}.journey-anim .jstep.active{transform:none}}.hx-aftercare{position:relative;overflow:hidden;text-align:center;max-width:760px;margin:4.5rem auto 0;background:#fff;border:1px solid #e7edf7;border-radius:1.5rem;padding:2.8rem 2rem;box-shadow:0 24px 60px -34px #1f469373}.hx-aftercare-glow{position:absolute;width:340px;height:340px;left:50%;top:-180px;transform:translate(-50%);background:radial-gradient(circle,rgba(214,179,106,.28),transparent 60%);pointer-events:none}.hx-aftercare-kicker{position:relative;font-family:Sora,sans-serif;font-weight:800;color:#1f4693;font-size:1.15rem}.hx-aftercare-line{position:relative;color:#44516b;font-size:1.05rem;line-height:1.7;margin-top:.7rem}.inco{margin-top:3rem;background:#fff;border:1px solid #e7edf7;border-radius:1.4rem;padding:1.8rem;box-shadow:0 20px 50px -34px #1f469366}.inco-tabs{display:flex;flex-wrap:wrap;gap:.6rem;justify-content:center}.inco-tab{font:700 .9rem Sora,sans-serif;letter-spacing:.03em;color:#51607a;background:#f1f5fc;border:1px solid #e2e9f5;border-radius:10px;padding:.5rem 1.1rem;cursor:pointer;transition:all .25s ease}.inco-tab:hover{border-color:#c2d2ee;color:#1f4693}.inco-tab.active{color:#fff;background:linear-gradient(135deg,#2b57b0,#1f4693);border-color:transparent;box-shadow:0 10px 22px -12px #1f4693b3}.inco-bar{position:relative;display:flex;gap:4px;margin-top:1.8rem;height:64px}.inco-seg{flex:1;position:relative;border-radius:8px;background:#eef2fa;display:grid;place-items:center;border:1px dashed #d3deef}.inco-seg span{font:600 .72rem Inter,sans-serif;color:#6b7a99;text-align:center;padding:0 .3rem;z-index:2}.inco-cover{position:absolute;left:0;top:0;bottom:0;width:38%;border-radius:8px;z-index:1;background:linear-gradient(135deg,#2b57b029,#1f469338);border:1.5px solid rgba(31,70,147,.5);transition:width .6s cubic-bezier(.4,0,.2,1)}.inco-flag{position:absolute;top:-10px;bottom:-10px;left:38%;width:2px;z-index:3;background:#d6b36a;transition:left .6s cubic-bezier(.4,0,.2,1)}.inco-flag:after{content:"⚑";position:absolute;top:-20px;left:1px;color:#c79a32;font-size:1rem}.inco-legend{display:flex;gap:1.4rem;justify-content:center;margin-top:1rem;flex-wrap:wrap}.inco-legend-item{font:600 .76rem Inter,sans-serif;color:#6b7a99;display:inline-flex;align-items:center;gap:.45rem}.inco-legend-item:before{content:"";width:14px;height:14px;border-radius:4px}.inco-legend-we:before{background:#1f469338;border:1.5px solid rgba(31,70,147,.5)}.inco-legend-you:before{background:#d6b36a}.inco-detail{text-align:center;margin-top:1.6rem;max-width:620px;margin-left:auto;margin-right:auto}.inco-name{font-family:Sora,sans-serif;font-weight:700;font-size:1.25rem;color:#16265a}.inco-hand{font:600 .85rem Inter,sans-serif;color:#1f4693;margin-top:.3rem}.inco-desc{color:#54627d;font-size:.96rem;line-height:1.65;margin-top:.6rem}.inco.has-ins .inco-cover{background:linear-gradient(135deg,#2b57b02e,#0f7a5233);border-color:#0f7a5280}.pay-sec{background:linear-gradient(180deg,#f6f9ff,#eef3fc)}.pay-bento{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}@media (min-width: 920px){.pay-bento{grid-template-columns:repeat(4,1fr)}}.pay-wide{grid-column:span 2}.pay-tile{position:relative;overflow:hidden;display:flex;flex-direction:column;background:#fff;border:1px solid #e7edf7;border-radius:1.2rem;padding:1.5rem;box-shadow:0 14px 34px -26px #1f469366;transition:transform .3s ease,box-shadow .3s ease,border-color .3s ease}.pay-tile:hover{transform:translateY(-4px);box-shadow:0 24px 46px -28px #1f469380;border-color:#d3deef}.pay-corner{position:absolute;right:-40px;top:-40px;width:120px;height:120px;border-radius:50%;background:radial-gradient(circle,rgba(31,70,147,.08),transparent 70%);pointer-events:none}.pay-ico{flex:none;width:50px;height:50px;border-radius:14px;display:grid;place-items:center;color:#fff;background:linear-gradient(150deg,#2b57b0,#1f4693);box-shadow:0 10px 20px -10px #1f469399;margin-bottom:1.05rem}.pay-ico svg{width:24px;height:24px}.pay-wide .pay-ico{width:54px;height:54px}.pay-wide .pay-ico svg{width:26px;height:26px}.pay-title{font-family:Sora,sans-serif;font-weight:700;font-size:1.02rem;color:#16265a}.pay-wide .pay-title{font-size:1.28rem}.pay-desc{color:#54627d;font-size:.9rem;line-height:1.6;margin-top:.4rem}.pay-wide .pay-desc{font-size:.96rem;max-width:30rem}.pay-tag{align-self:flex-start;margin-top:auto;padding-top:0;margin-top:1rem;font:700 .68rem Sora,sans-serif;letter-spacing:.03em;color:#2b4585;background:#eef2fb;border:1px solid #dfe7f5;border-radius:999px;padding:.3rem .7rem}.pay-deco{margin-top:auto;padding-top:1.4rem;display:flex;flex-direction:column;gap:.55rem}.pay-deco span{height:8px;border-radius:5px;background:linear-gradient(90deg,#e2eaf8,#f3f7fd)}.pay-deco span:nth-child(1){width:82%}.pay-deco span:nth-child(2){width:58%}.pay-deco span:nth-child(3){width:70%}.pay-split{display:flex;gap:5px;margin-top:auto;padding-top:1.4rem}.pay-split .ps{display:grid;place-items:center;height:46px;border-radius:9px;font:700 .74rem Inter,sans-serif;color:#fff;min-width:0}.pay-split .ps1{background:linear-gradient(135deg,#2b57b0,#1f4693)}.pay-split .ps2{background:#6f8fce}.pay-split .ps3{background:#d6b36a;color:#3a2a07}.pay-cur{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:1rem}.pay-cur span{display:inline-flex;align-items:center;gap:.3rem;font:600 .8rem Inter,sans-serif;color:#344a78;background:#eef2fb;border:1px solid #dfe7f5;border-radius:9px;padding:.34rem .6rem}.pay-cur b{font-family:Sora,sans-serif;color:#1f4693;font-size:.9rem}.sus-sec{position:relative;overflow:hidden;background:linear-gradient(180deg,#f2fbf6,#e9f8f0)}.sus-leaf{position:absolute;right:-120px;top:-120px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(22,160,106,.14),transparent 65%);pointer-events:none}.eyebrow-green{color:#0f9d63}.tg-green{background:linear-gradient(120deg,#0f6b4a,#16a06a);-webkit-background-clip:text;background-clip:text;color:transparent}.sus-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(248px,1fr));gap:1.4rem}.sus-card{position:relative;overflow:hidden;text-align:center;background:#fff;border:1px solid #d8efe2;border-radius:1.4rem;padding:2.2rem 1.6rem 2rem;box-shadow:0 16px 40px -30px #0f6b4a80;transition:transform .35s ease,box-shadow .35s ease}.sus-card:before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:linear-gradient(90deg,#16a06a,#0f9d63);transform:scaleX(0);transform-origin:left;transition:transform .45s ease}.sus-card:hover{transform:translateY(-6px);box-shadow:0 28px 54px -28px #0f6b4a8c}.sus-card:hover:before{transform:scaleX(1)}.sus-ring{width:78px;height:78px;border-radius:50%;display:grid;place-items:center;margin:0 auto 1.2rem;background:radial-gradient(circle at 32% 28%,#dcf7e9,#bff0d8)}.sus-ico{width:50px;height:50px;border-radius:50%;display:grid;place-items:center;color:#fff;background:linear-gradient(150deg,#18a86f,#0f6b4a);box-shadow:0 10px 20px -10px #0f6b4ab3;transition:transform .35s ease}.sus-card:hover .sus-ico{transform:scale(1.07) rotate(-4deg)}.sus-ico svg{width:25px;height:25px}.sus-title{font-family:Sora,sans-serif;font-weight:700;font-size:1.12rem;color:#123a2a}.sus-desc{color:#4a6357;font-size:.93rem;line-height:1.6;margin-top:.5rem}@media (prefers-reduced-motion: reduce){.jm-dot:after{animation:none}.journey-anim .jstep{opacity:1;transform:none}}